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Financial Education for Everyone

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Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

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PMM Articles


Foiling financial scam artists

You can hardly watch or read the news without hearing about the latest scam to separate folks from their hard-earned As criminals become increasingly more sophisticated, their schemes are more difficult to At the same time, people trying desperately to overcome...

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Put your financial windfall to good use

Statisticians say the odds of winning the lottery are about the same as being struck by lightning. There are many other, smaller financial windfalls you're much more likely to experience – everything from tax refunds to inheritances to a raise or...

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Playing ‘catch-up’ for retirement savings

If you can remember when the Beatles first sang “When I’m 64,” you’re probably fast approaching retirement or already When Paul McCartney wrote, “We shall scrimp and save,” however, he may have been wishful thinking: Nearly half of workers report having...

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Choosing the right financial planner

It used to be that only the wealthy consulted financial planners for advice on estate planning, investments and tax shelters. But with tax laws becoming increasingly complex, more people investing in the stock market through 401(k) plans and millions of baby...

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Know when to lease or buy a car

When it comes to getting a new car, many people wrestle with whether to lease or buy. Both methods have advantages and disadvantages, so it's important to understand your needs and payment habits before signing on the dotted line.With a loan,...

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Test your kid's credit score I.Q.

Probably the last thing college students want to do during summer break is absorb any new information. But if you can prevail on your kids, I've got a subject that’ll provide a lifetime of A's for their financial future: Credit scores....

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This Father's Day, help dad get organized

Father's Day is almost upon us. This year, along with the traditional necktie or dozen golf balls, why not give your dad something that will make him feel like he's truly taking care of his family and watching out for their...

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There is life after graduation

During graduation season millions of college (and high school) seniors will march on stage in graduation caps and gowns to the relieved cheers of parents and friends. Many have already lined up a job in their chosen field, while others stand...

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Don’t hear wedding bell money blues

Many people recall their wedding day as one of their happiest, filled with cherished memories and promises of a bright future. But at an average cost of more than $27,000, it’s not surprising that some weddings start couples off on the...

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Take the stress out of your next vacation

It seems like everyone I know works longer hours and has more responsibilities than ever before. Some people say the only thing that keeps them sane is thinking about their vacation.Whether you're one of those people who spend months planning every...

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There is life after graduation

During graduation season millions of college (and high school) seniors will march on stage in graduation caps and gowns to the relieved cheers of parents and friends. Many have already lined up a job in their chosen field, while others stand...

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The best Mother's Day gift: financial security

Mother's Day has been around in one form or another since ancient Mothers (and wives and grandmothers) deserve heartfelt thanks for tackling one of the hardest jobs on the But rather than simply taking them out for Sunday brunch, why not...

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Sorting out the 'good' debt from the ‘bad'

You may have heard people refer to "good debt" and "bad debt." Ideally, we'd have no debt at all because we'd be rich enough to never need a loan. But few of us belong to that exclusive club, so sometimes we...

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Spend your tax refund wisely

For many of us, the agony of filing taxes each April is partially offset by knowing that a few weeks later we’ll get a nice refund from Uncle Sam (assuming you don’t have to write him a check). Last year, nearly...

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Financial literacy dialogue goes national

Have you tried helping your children with their homework lately? It’s amazing how much information they’re able to absorb. But some would say we’re doing our kids a disservice by not emphasizing more strongly a critical part of growing up -...

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Drive down your automobile insurance costs

I hate writing checks for automobile insurance. It always seems like money down the drain – that is, until you need it; then, insurance can be a lifesaver. But that doesn’t mean you shouldn’t try to get the best deal possible....

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Go on an energy diet and save money

Like most Americans, you're probably reeling from your winter heating bills and hoping spring comes soon. I spoke with some insiders at a major utility company about ways consumers can conserve energy – and cut utility bills. Here are some of...

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