A first-time global financial literacy study shows that the keys to successful personal finance education are student perseverance and an openness to problem That's one of the main findings in the inaugural financial literacy portion of the Program of International Student...
Most baby boomers couldn't envision their early adult years without a However, times are changing and younger commuters are leading the According to an October study by Public Interest Research Group PIRG) and the Frontier Group, millennials – those born between...
Over the last decade, reverse mortgages have been marketed as an easy way for seniors to cash in their home equity to pay for living expenses. However, many have learned that improper use of the product – such as pulling all...
The phrase "downsizing for retirement" is popular with Baby Boomers, the youngest of whom turned 50 last It sparks a conversation about transition, which may include buying fewer new things, selling, gifting or donating possessions that are no longer needed and...
The Pew Research Center reports that four in ten American adults have at least one steprelative, defined as a stepparent, a step-or-half sibling or a stepchild, in their While the Pew study says that many stepfamilies operate harmoniously, it also notes...
If your 65th birthday is around the corner or you're anxious about the Medicare open enrollment period (closing 7), it's a good time to start focusing on your Healthcare choice is becoming a bigger factor in the lives of pre-retirees as...
There was a time when contractors building McMansion-style home additions or Michelin-worthy kitchens were a regular sight in many neighborhoods – until around 2006, when the Great Recession began to take the good news: home improvements are starting to add value...
There was a time when contractors building McMansion-style home additions or Michelin-worthy kitchens were a regular sight in many neighborhoods – until around 2006, when the Great Recession began to take the good news: home improvements are starting to add value...
Is it ever too late to plan for retirement? No, as long as you're willing to be thrifty and extend your working years and be mindful of your individual and employer-based retirement savings Building a successful, comfortable retirement depends on a...
The flurry of activity during the last weeks of December can make it difficult to pay attention to If you want to save on your tax bill come April, now's the time to make some critical If you have a tax...
The latest generations of veterans face a particularly complicated financial picture, attributed to multiple deployments, a tough civilian economy, predatory lending threats at home and disability and health why the Veterans Financial Coalition was formed in June 2014 by a diverse...
No matter how far away you are from retirement, it's important to understand your Social Security benefits – and there's a particularly good reason to do it now. The Social Security Administration (SSA) is bringing back annual paper benefits statements for...
If you buy your own health insurance, add this important date to your yearend to-do list: November the date open enrollment is available for individual healthcare plans offered through the site, your respective health insurance marketplace or independent agents in your...
When it comes to holiday spending, waiting in store lines all night and jostling for discounts will mean very little if you don't have a budget that shapes your finances year-round. With the average U.S. household spending $600-$700 in 2014 for...
Are these costly add-ons worth the expense or simply a sucker bet intended to boost the seller's bottom line? It depends on whom you ask.According to consumer watchdog organizations like the Federal Trade Commission and Consumer Reports, extended warranties and service...
If you're currently enrolled in Medicare, what you do or don't do over the next few weeks could determine whether you can secure the best, most affordable coverage next year. Here's why:Medicare Part D prescription plans frequently change premiums, drug formularies,...
You'd have to be living under a rock not to be concerned about identity theft. It seems like every other month there's a new report about another massive data breach somewhere in the world. Not surprisingly, a thriving industry has sprung...
For millions of Americans, 2015 open enrollment for employer-provided benefits is right around the corner. While it may be tempting to simply opt for the same coverage you have this year, doing so could cost you hundreds – or thousands –...
Late last year, my wife and I were in the unenviable position of needing to shop for a new car, since the used car lease I'd assumed was about to expire. I knew it would probably have to last until my...
Shakespeare probably said it best: "Neither a borrower, nor a lender be, for loan oft loses both itself and friend." Four hundred years later, people still wrestle with whether or not to help out a loved one by loaning them money...
